Cheap Sports Car Insurance – Cheap Car Insurance For Sports Cars
Most people save up for years to be able to enjoy the experience that only a sports car can provide. However, only few really take the time to find cheap sports car insurance before they purchase the car of their dreams. For most who have always dreamed about owning a sports car such as the Jaguar, the normal maintenance and insurance costs are far from their minds until the reality of ownership sets in . One of the best ways to protect yourself is to always shop around for your insurance policy. One of the best ways to find cheap sports car insurance is to find a company that does not specialize in this type of vehicle. While these companies will still offer what can be considered cheap sports car insurance, they may have some restrictions on the policy depending on the type of sports car.
When it comes to purchasing insurance for a sports car, many consumers are shocked by the drastic difference in premiums compared to other vehicles. The reason for this is that a sports car is a higher risk vehicle for both accidents and theft.
Each insurance company has different criteria to classify a vehicle as a sports car. It is vital that you know what your insurance company considers a sports car before you purchase a vehicle. This way, you will be able to shop around to find cheap sports car insurance that will fit your individual needs.
Some of the top insurance companies also offer what can be considered cheap sports car insurance. They do this by not specializing in this type of vehicle. It is important to remember that insurance rates vary greatly from company to company, from state to state, and even from region to region inside a state. This is why it is always important to do you research to find cheap sports car insurance.
Allstate Insurance
Allstate insurance company has been in the business since the Great Depression and offers cheap sports car insurance to drivers who have a good driving record. Since this company does not specialize solely in insuring sports cars, they will have some restrictions when it comes to the highest end sport vehicle. Allstate also offers a safe driver discount which can help those searching for cheap sports car insurance save even more over time.
State Farm Insurance
State Farm insurance is another one of the oldest insurance underwriters in the country and they also offer cheap sports car insurance. Again, this is because they do not specialize in sports cars or high performance vehicles. State Farm will have some restrictions when it comes to the highest end of the sports car spectrum. However, for the average sports car owner, it will allow them to have quality cheap sports car insurance coverage with a well established organization.
Nationwide Insurance
Nationwide insurance has been on the scene since the 1920s, but is relatively new to most individuals. With the endorsement of NASCAR royalty in the form of the Earnhardt family, this company offers cheap sports car insurance as par for the course. The reason they are able to offer cheap sports car insurance, again, is because they do not specialize in it.
When you purchase a sports car, it is always vital to know your insurance options before you sign on the dotted line. While many major insurance companies will offer to cover this type of vehicle, many will have strict restrictions. Remember to shop around to find the right company that offers cheap vehicle insurance and quality coverage.
Sports Cars Considered High Risk By Car Insurance Companies
Acura Legend GS, Legend L, Legend LS, NSX, NSX-T
Aston Martin All Models
Austin Healy All Models
AM General Hummer
Audi 5000, Some Quattro Models
Avanti All Models
Bently All Models
Bricklin All Models
BMW CS Series, “L” Series, “M” Series, 21, Z1 Roadster
Buick Reatta, Regal GMX, Regal Grand National, Regal GS,
Cadillac Allante, Deville Convertible, Eldorado
Models, Fleetwood Limousine
Chevrolet Berlinetta, Camaro IROC-Z, Camaro RS,
Camaro Z-28, Cavalier Z24, Caprice LS, Corvette, El
Camino, Impala SS (396/427)( pre-1994), Lumina Z34, Monte Carlo SS, Nova SS (350/396)(pre-1994)
Chrysler Conquest & Conquest TSI, Crossfire, Laser, TC
DeLorean All Models
Dodge Challenger, Charger, Colt GTS Turbo, Conquest, Some Daytona Models-esp. Turbos & IROC-Z, Shelby Models, Spirit R/T, Sprinter Vans, Stealth, Viper
Eagle Vision TSI, Talon, Talon TSI
Ferrari All Models
Fiat Bertone, Pininfarina, Spider Models, X1/9 Models
Ford EXP Lightning, Cobra GT LX 5.0, Some Mustang Models, Some Probe models-esp. GT, Shelby Models, Sierra Models, Taurus SHO, Thunderbird Sport Models, SC, Torino GT (390)
Geo (Chevrolet) Metro XF1, Prizm GS1, Storm, Storm GS1
GMC Cyclone, Typhoon
Honda Civic Del Sol SI & VT, CRX & CRX Si, Prelude SI & VT, VTEC
Isuzu Amigo, Impulse Models
Jaguar Some models-esp. XJ-S Models
Jeep (AMC Chrysler) Scrambler, Willie, Wrangler, CJ Series, DJ-5
Lamborghini All Models
Landrover All models –See Range Rover
Lexus SC300, SC400
Lincoln Mark VII B, Mark VII LSC, Mark VIII
Lotus All Models
Maserati All Models
Maybach All Models
Mazda Miata, Some MX Models, RX-7
Mercedes-Benz Some models-esp. Roadsters
Mercury Some Capri Models, Cougar XR-7,
Merkur Scorpio
Mitsubishi Some 3000 Models, Some Eclipse Models, Starion Ralliart, EVO-RS
Nissan (Datsun) Roadster Models, Pulsar, NX2000, 200SX/240SX, Z Models, ZX Models, 300ZX
Oldsmobile Achieva w/HO Quad 4 Engine, 442(400), Cutlass Calais Quad 4
Peugeot Some models
Plymouth Conquest, Laser, Prowler
Pontiac Fiero Models, Firebird Models, Trans-Am, Grand Am GT, LE, SE, High Output Models, Grand Prix GT/G TP, SE, GTO, Sunbird GT, Sunbird SE
Porsche All models
Range Rover County, Defender
Renault Alliance, GTA, Fuego
Rolls Royce All Models
SAAB Turbos
Subaru Brat, Some XT Models, SVX, WRT-STi
Suzuki Samurai, Sidekick
Toyota Celica GT, Celica Supra, Landcruiser (2Dr Hardtop), MR2
Triump TR3,4,5,6,7 8
Volkswagen Corrado, Phaeton, GTI, Scirocco 16v,
Volvo 850 R, 850 Turbo
Yugo All models