Sports Car Insurance

Cheap Sports Car Insurance – Car Insurance For Sports Cars

Most people save up for years to be able to enjoy the experience that only a sports car can provide. However, only few really take the time to find cheap sports car insurance before they purchase the car of their dreams. For most who have always dreamed about owning a sports car such as the Jaguar, the normal maintenance and insurance costs are far from their minds until the reality of ownership sets in . One of the best ways to protect yourself is to always shop around for your insurance policy. One of the best ways to find cheap sports car insurance is to find a company that does not specialize in this type of vehicle. While these companies will still offer what can be considered cheap sports car insurance, they may have some restrictions on the policy depending on the type of sports car.

When it comes to purchasing insurance for a sports car, many consumers are shocked by the drastic difference in premiums compared to other vehicles. The reason for this is that a sports car is a higher risk vehicle for both accidents and theft.

Each insurance company has different criteria to classify a vehicle as a sports car. It is vital that you know what your insurance company considers a sports car before you purchase a vehicle. This way, you will be able to shop around to find cheap sports car insurance that will fit your individual needs.

Some of the top insurance companies also offer what can be considered cheap sports car insurance. They do this by not specializing in this type of vehicle. It is important to remember that insurance rates vary greatly from company to company, from state to state, and even from region to region inside a state. This is why it is always important to do you research to find cheap sports car insurance.

Allstate Insurance

Allstate insurance company has been in the business since the Great Depression and offers cheap sports car insurance to drivers who have a good driving record. Since this company does not specialize solely in insuring sports cars, they will have some restrictions when it comes to the highest end sport vehicle. Allstate also offers a safe driver discount which can help those searching for cheap sports car insurance save even more over time.

State Farm Insurance

State Farm insurance is another one of the oldest insurance underwriters in the country and they also offer cheap sports car insurance. Again, this is because they do not specialize in sports cars or high performance vehicles. State Farm will have some restrictions when it comes to the highest end of the sports car spectrum. However, for the average sports car owner, it will allow them to have quality cheap sports car insurance coverage with a well established organization.

Nationwide Insurance

Nationwide insurance has been on the scene since the 1920s, but is relatively new to most individuals. With the endorsement of NASCAR royalty in the form of the Earnhardt family, this company offers cheap sports car insurance as par for the course. The reason they are able to offer cheap sports car insurance, again, is because they do not specialize in it.

When you purchase a sports car, it is always vital to know your insurance options before you sign on the dotted line. While many major insurance companies will offer to cover this type of vehicle, many will have strict restrictions. Remember to shop around to find the right company that offers cheap vehicle insurance and quality coverage.

Sports Cars Considered High Risk By Car Insurance Companies

Acura Legend GS, Legend L, Legend LS, NSX, NSX-T

Aston Martin All Models

Austin Healy All Models

AM General Hummer

Audi 5000, Some Quattro Models

Avanti All Models

Bently All Models

Bricklin All Models

BMW CS Series, “L” Series, “M” Series, 21, Z1 Roadster

Buick Reatta, Regal GMX, Regal Grand National, Regal GS,

Cadillac Allante, Deville Convertible, Eldorado
Models, Fleetwood Limousine

Chevrolet Berlinetta, Camaro IROC-Z, Camaro RS,

Camaro Z-28, Cavalier Z24, Caprice LS, Corvette, El
Camino, Impala SS (396/427)( pre-1994), Lumina Z34, Monte Carlo SS, Nova SS (350/396)(pre-1994)

Chrysler Conquest & Conquest TSI, Crossfire, Laser, TC

DeLorean All Models

Dodge Challenger, Charger, Colt GTS Turbo, Conquest, Some Daytona Models-esp. Turbos & IROC-Z, Shelby Models, Spirit R/T, Sprinter Vans, Stealth, Viper
Eagle Vision TSI, Talon, Talon TSI

Ferrari All Models

Fiat Bertone, Pininfarina, Spider Models, X1/9 Models

Ford EXP Lightning, Cobra GT LX 5.0, Some Mustang Models, Some Probe models-esp. GT, Shelby Models, Sierra Models, Taurus SHO, Thunderbird Sport Models, SC, Torino GT (390)
Geo (Chevrolet) Metro XF1, Prizm GS1, Storm, Storm GS1

GMC Cyclone, Typhoon

Honda Civic Del Sol SI & VT, CRX & CRX Si, Prelude SI & VT, VTEC

Isuzu Amigo, Impulse Models

Jaguar Some models-esp. XJ-S Models

Jeep (AMC Chrysler) Scrambler, Willie, Wrangler, CJ Series, DJ-5

Lamborghini All Models

Landrover All models –See Range Rover

Lexus SC300, SC400

Lincoln Mark VII B, Mark VII LSC, Mark VIII

Lotus All Models

Maserati All Models

Maybach All Models

Mazda Miata, Some MX Models, RX-7

Mercedes-Benz Some models-esp. Roadsters

Mercury Some Capri Models, Cougar XR-7,
Merkur Scorpio

Mitsubishi Some 3000 Models, Some Eclipse Models, Starion Ralliart, EVO-RS

Nissan (Datsun) Roadster Models, Pulsar, NX2000, 200SX/240SX, Z Models, ZX Models, 300ZX

Oldsmobile Achieva w/HO Quad 4 Engine, 442(400), Cutlass Calais Quad 4

Peugeot Some models

Plymouth Conquest, Laser, Prowler

Pontiac Fiero Models, Firebird Models, Trans-Am, Grand Am GT, LE, SE, High Output Models, Grand Prix GT/G TP, SE, GTO, Sunbird GT, Sunbird SE

Porsche All models

Range Rover County, Defender

Renault Alliance, GTA, Fuego

Rolls Royce All Models

SAAB Turbos

Subaru Brat, Some XT Models, SVX, WRT-STi

Suzuki Samurai, Sidekick

Toyota Celica GT, Celica Supra, Landcruiser (2Dr Hardtop), MR2

Triump TR3,4,5,6,7 8

Volkswagen Corrado, Phaeton, GTI, Scirocco 16v,

Volvo 850 R, 850 Turbo

Yugo All models